Terms and Conditions



Terms and Conditions


Conditions of Use

Taggart Insurance’s website is hosted by an outside third party. Industry standard practices and software are utilized to maintain confidentiality and the integrity of the systems and data from unauthorized access.

By using this website I acknowledge and accept the following conditions of use without limitation or qualification. I have read the following conditions carefully before using this website and understand that the Terms and Conditions may be revised at any time by updating this posting. I realize that I am bound by any such revisions and commit to periodically visit this page to review the then current Terms and Conditions to which I am bound.

Disclaimer

To the fullest extent permissible pursuant to applicable law, the materials on this website are provided “As Is” and without warranties of any kind either expressed or implied unless written confirmation is received by Taggart Insurance. This website may be linked to other websites which are not maintained by Taggart Insurance and we are not responsible for the content of those websites. The inclusion of any link to such websites does not imply approval of or endorsement by Taggart Insurance, of the websites or the content thereof.

User Commitment

• I understand that any insurance terms and definitions are meant for general informational purposes and not meant as specific advice or recommendations. For detailed information, it is my responsibility to contact Taggart Insurance.
• I understand that no coverage will be assumed bound or covered until I have received written or verbal confirmation from Taggart Insurance.
• I understand that Taggart Insurance will receive documentation of all service requests, requests for information or declination for additional information, which may become part of my customer file.
• I understand that Taggart Insurance will process service requests based on information provided through this online service and that I will receive confirmation of all changes to my coverage. I authorize all such changes, and assume the responsibility of notifying Taggart Insurance in the event of errors or misunderstandings.
• I understand that I am responsible for updating my email address and other information in the event of change by notifying Taggart Insurance in writing.
• I understand that I am responsible for the security issues surrounding use of any private password

Taggart Insurance Commitment

• To maintain policies and practices that protect the privacy of client information.
• Handle service requests in good faith based on registration information. All service requests will be confirmed to the client and they must contact Taggart Insurance in case of error.
• Insurance terms, descriptions of coverage and other insurance information are not meant to be complete, and the client should either contact Taggart Insurance or read their policy for complete information.
• No changes will be considered to be bound until the client has received confirmation from Taggart Insurance.
• While we do our best to physically and electronically safeguard our online service, we shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in our site or your downloading any materials, data, text, images, video or audio from our website.



Privacy Statement

Last Revised May, 2007.

When you choose to purchase insurance through Taggart Insurance, you not only entrust us with your insurance needs, but also with your personal, health, and financial information. We are committed to respecting your privacy and keeping that information secure and confidential.

For Your Benefit

In order to provide competitive insurance products and services that best suit your needs, we may collect the following nonpublic personal information about you:
• Information provided by you on policy applications and other forms, such as your name, address, telephone numbers, date of birth and Social Security number.
• Information from your interactions with Taggart Insurance, such as your account numbers, policy numbers, account balances, transaction history and other financial information.
• Information that we receive from a consumer reporting agency to ensure the accuracy of account data, driver information or to assess credit worthiness as it applies to underwriting requirements.

Our Commitment

• We do not disclose any nonpublic personal information about you to nonaffiliated third parties except as permitted by law. In order to service your insurance needs and to effect transactions that you request or authorize, we will provide your nonpublic personal information to insurance companies that provide insurance products and services on your behalf.

• We restrict access to your nonpublic personal information to our employees who need to know that information to provide products and services to you. Furthermore, we maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information.

• We reserve the right to make changes to the Privacy Statement from time to time, which may be provided by any reasonable means including, but not limited to, posting the revised draft of the Statement on this website. You will be able to determine when this Statement was last revised by checking the “last revised” legend at the top of the Statement.

We thank you for the confidence you have placed in us and are committed to protecting your privacy and confidentiality.